
240 Paychecks: Are You Making the Most of Your Social Security?
Here’s a stat that might stop you in your tracks: Most retirees receive around 240 Social Security paychecks over the course of their retirement.
Let that sink in—240.
And according to recent surveys, 58% of people rely on those checks as their primary source of income. So if you're not confident in your Social Security claiming strategy, you might be leaving tens—or even hundreds—of thousands of dollars on the table.
At Clarity Wealth, we think that’s too important to ignore.
Here’s What You Might Be Missing
A lot of people file for benefits at age 62 simply because it’s the first year they’re eligible. Others wait until Full Retirement Age (FRA). But very few understand how dramatically the timing of your claim impacts your long-term payout—especially when it comes to things like:
- Lifetime benefit projections
- Survivor benefits for your spouse
- Break-even analysis and longevity risk
That’s where our Social Security Roadmap comes in.
It’s Not Just a Report. It’s Clarity.
This isn’t your average one-pager with generic advice. We charge $350 for this 21-page, personalized analysis—but through August 1, 2025, we’re offering it free to anyone who reaches out and mentions this blog post.
(And yes, our full-service clients get it at no cost as part of their ongoing plan.)
Here’s a taste of what’s inside:
- A strategic recommendation comparing early, full, and delayed retirement age scenarios.
- Survivor benefit projections so you’re not leaving your spouse vulnerable.
- A life expectancy matrix that helps you visualize how different claiming ages stack up based on your potential lifespan.
When you see the numbers clearly, you gain power—the power to make a confident decision.
Want In?
This is your invitation to take a fresh look at Social Security—with the depth and context it deserves. Because this isn’t just a government check. It’s a cornerstone of your retirement.
So, whether you're approaching retirement or just starting to think about it, give us a call. We’ll walk you through your Social Security Roadmap and help you make the most of your 240 paychecks.