What to consider before you open a plan:
Goals & eligibility: headcount, turnover, desired participation; consider Safe Harbor.
Auto-features that drive participation: auto-enrollment & auto-escalation.
Costs & transparency: recordkeeping, admin, and investment fees.
Fiduciary framework: ERISA duties, IPS adoption, documentation cadence.
Provider fit: payroll integrations, onboarding support, participant tools.
How Clarity Wealth makes this easy:
Plan design workshop mapping goals, budget, match formulas, eligibility, auto-features.
Provider shopping & benchmarking with apples-to-apples RFPs and fee reasonableness.
Fiduciary support to establish an IPS, build a lineup, and document prudence.
Participant readiness with launch communications and education.
Ongoing governance via quarterly check-ins & annual plan health reviews.
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